Abu Dhabi vs Ajman
Cost of Living + Rent Index (NYC = 100)
Planning a move between Abu Dhabi and Ajman? Our analysis shows that Abu Dhabi is approximately 3.9% more affordable overall. A single professional living a moderate lifestyle can expect monthly expenses of around $2,545 in Abu Dhabi compared to $3,038 in Ajman. These figures cover housing, groceries, dining, transportation, utilities, and leisure. For families, the gap widens due to education and childcare costs. Use our interactive comparison tool to calculate your specific budget and salary equivalence.
Salary Equivalence
Your salary in Abu Dhabi
gross/month
You need in Ajman
gross/month
After-tax in Ajman
net/month
Monthly Budget Estimator
Abu Dhabi
per month
Ajman
per month
Detailed Category Breakdown
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| 1-Bedroom Apartment in City Centre | -25.3% | ||
| 1-Bedroom Apartment Outside City Centre | -25.3% | ||
| 3-Bedroom Apartment in City Centre | -25.3% | ||
| 3-Bedroom Apartment Outside City Centre | -25.3% | ||
| Price per m² to Buy Apartment in City Centre | -25.3% | ||
| Price per m² to Buy Apartment Outside Centre | -25.3% |
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| Monthly Grocery Basket (Estimated) | +29.2% | ||
| Milk (Regular, 1 Liter) | +28.9% | ||
| Fresh White Bread (500g Loaf) | +29.3% | ||
| White Rice (1 kg) | +28.9% | ||
| Eggs (12, Large Size) | +29.3% | ||
| Local Cheese (1 kg) | +29.2% | ||
| Chicken Fillets (1 kg) | +29.2% | ||
| Beef Round (1 kg) | +29.1% | ||
| Apples (1 kg) | +29.1% | ||
| Bananas (1 kg) | +29.4% | ||
| Oranges (1 kg) | +29.1% | ||
| Tomatoes (1 kg) | +29.5% | ||
| Potatoes (1 kg) | +29.7% | ||
| Onions (1 kg) | +29.5% | ||
| Lettuce (1 Head) | +30.1% | ||
| Bottled Water (1.5 Liter) | +29.5% | ||
| Bottle of Wine (Mid-Range) | +29.3% | ||
| Domestic Beer (0.5 Liter Bottle) - Store | +28.6% | ||
| Imported Beer (0.33 Liter Bottle) - Store | +29.1% | ||
| Cigarettes (Pack of 20, Marlboro) | +29.1% |
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| Meal at an Inexpensive Restaurant | +54.9% | ||
| Meal for Two at a Mid-Range Restaurant (Three Courses) | +54.9% | ||
| Fast Food Combo Meal (McDonald's or Similar) | +54.9% | ||
| Domestic Draft Beer (0.5 Liter) | +55.2% | ||
| Imported Beer (0.33 Liter Bottle) - Restaurant | +54.9% | ||
| Cappuccino (Regular Size) | +55.2% | ||
| Soft Drink (0.33 Liter Bottle) | +54% | ||
| Bottled Water (0.33 Liter) | +54.1% |
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| One-Way Ticket (Local Transport) | +17.4% | ||
| Monthly Public Transport Pass | +17.4% | ||
| Taxi Start (Standard Tariff) | +17.4% | ||
| Taxi per Kilometre | +17% | ||
| Taxi 1 Hour Waiting | +17.4% | ||
| Gasoline (1 Liter) | +17.1% | ||
| Volkswagen Golf (or Equivalent New Car) | +17.4% | ||
| Toyota Corolla Sedan (or Equivalent New Car) | +17.4% |
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| Basic Utilities for 85m2 Apartment | +17.4% | ||
| Mobile Phone Plan (10GB+ Data) | +17.3% | ||
| Broadband Internet (60 Mbps+) | +17.4% |
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| Gym / Fitness Club (Monthly) | +17.4% | ||
| Tennis Court Rental (1 Hour, Weekend) | +17.4% | ||
| Cinema Ticket (International Release) | +17.4% | ||
| Jeans (Levi's 501 or Similar) | +17.4% | ||
| Summer Dress (Zara, H&M or Similar) | +17.3% | ||
| Nike Running Shoes (Mid-Range) | +17.4% | ||
| Men's Leather Business Shoes | +17.3% |
| Item | Abu Dhabi | Ajman | Diff |
|---|---|---|---|
| Private Preschool / Kindergarten (Monthly) | +17.4% | ||
| International Primary School (Annual) | +17.4% |
Abu Dhabi — GCC Relocation Costs
Visa
AED 3,000
Housing Deposit
AED 5,000
Utility Deposit
AED 2,000
Total Setup
AED 10,870
Health Insurance
AED 500/mo
Primary School
AED 30,000/yr
Nursery
AED 2,800/mo
Abu Dhabi has slightly lower school fees than Dubai. Tawtheeq registration required for tenancy. Darb road toll system active.
Ajman — GCC Relocation Costs
Visa
AED 3,000
Housing Deposit
AED 2,000
Utility Deposit
AED 1,000
Total Setup
AED 6,770
Health Insurance
AED 400/mo
Primary School
AED 12,000/yr
Nursery
AED 1,500/mo
Ajman offers the lowest cost of living in the UAE. Popular with families seeking affordable housing.
Frequently Asked Questions
Abu Dhabi is approximately 3.9% more affordable overall. A single professional can expect to spend around $2,545/month in Abu Dhabi compared to $3,038/month in Ajman for a moderate lifestyle.
Housing is typically the largest cost difference. Rent can vary significantly between the two cities. Other notable differences include education, dining, and transportation costs.
Based on cost of living indexes, you would need approximately 3.9% more salary in Ajman compared to Abu Dhabi. Use the salary comparison calculator above for a personalized estimate.
United Arab Emirates has an income tax rate of approximately 0.00% and 5.00% VAT. United Arab Emirates has an income tax rate of approximately 0.00% and 5.00% VAT.
Relocating to Abu Dhabi involves one-time costs including visa processing, housing deposit (1-3 months rent), and utility deposits. However, 0% income tax in GCC countries typically offsets these costs within the first few months. Most employers also provide relocation packages.
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